本研究運用計畫行為理論之構面，探討臺南市政府警察局內外勤警察人員理財行為之意圖。本文使用複迴歸分析以驗證臺南市政府警察局內外勤警察人員理財行為態度、主觀規範、知覺行為控制對理財行為意圖的影響，並延伸計畫行為理論探討理財行為知識與風險認知對上述行為態度、主觀規範、知覺行為控制的影響。本研究發放350份問卷調查，回收348份，有效問卷309份；經統計分析實證結果發現行為態度、主觀規範及知覺行為控制對理財行為意圖有顯著的影響；而理財行為知識對行為態度與主觀規範及知覺行為控制存在顯著影響；另風險認知部分，對行為態度及知覺行為控制亦顯著影響，惟風險認知對主觀規範無顯著影響。 This study explores the intention of financial behavioral of police officers in the Tainan Municipal Government Police Department using the theory of planned behavior theory (TPB). This paper uses regression analysis to verify the attitudes, subjective norms, perceived behavioral control as well as financial behavioral intentions of the police officers in the Tainan Municipal Government Police Department. Total 350 questionnaires were distributed, and 348 copies were obtained, as a result 309 valid questionnaires were effective. The statistical analysis showed that behavioral attitudes, subjective norms and perceived behavioral control had a significant impact on the behavior of financial behaviors; subjective norms and perceptual behavioral control also have significant effects, and risk cognition also has a significant impact on behavioral attitudes and perceived behavioral control, but risk perception has no significant effect on subjective norms.
