過去研究多探討金錢教養或是消費行為，結合住宅型態的文獻並不多見，由於住宅是家庭資產的重要部分，本研究增加住宅型態的變數，以探討住宅型態對學童家庭金錢教養及消費行為的影響。本研究首先以t檢定，分析租屋或擁屋對於金錢教養及消費行為的差異，再者，運用皮爾森相關分析，觀察兩者間的相關性，最後以多元迴歸方法，探討國小高年級學生家庭租屋或擁屋於金錢教養與消費行為的影響，研究結果顯示租屋或擁屋於金錢教養與消費行為是有顯著影響的。 Most of the previous studies investigated the determiners on parental monetary rearing or children’s consumer behavior rarely considered the issue of residential patterns. Since residence is a critical part of family asset, the residential patterns should be taken as variables. Therefore, this study investigated of the effect of families with renting or owned house on the parental monetary rearing and consumer behavior of elementary school students.The first method was using t test toanalyze the differences of families with renting or owned house concerning parental monetary rearing and their children’s consumer behavior. Furthermore, the Pearson correlation was applied to observe the correlation between them.Finally, the multiple regression was used to investigate the effect of families with renting or owned house on monetary rearing and consumer behavior. The results demonstrated that renting or owned house affected significantly on parental monetary rearing and their children’s consumer behavior of elementary school students.
